rich & REGULAR: 95: No Spend Challenges

Have you ever tried to do a no spend challenge? It may seem intimidating but can be done in a way that’s tailored to your spending habits. Today, Kiersten and Julien provide all the options available for your challenge. You can focus on just one weekend a month if your spending gets out of control on weekends. Or go for a whole month of financial detox.  Create a motivational goal by deciding where the unspent money from your challenge will go, such as towards a travel fund or paying off credit card debt. They also provide tips on when to schedule a challenge during the year, or even according to the weather. As well as taking it to the next level, by earning money or learning new skills while doing a no spend challenge.  Resources: The Year of Less: How I Stopped Shopping, Gave Away My Belongings, and Discovered Life Is Worth More Than Anything You Can Buy in a Store by Cait Flanders Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones by James Clear Roundup App   Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular.  Support rich & REGULAR by sharing and rating us five stars on Apple Podcasts. See omnystudio.com/listener for privacy information.