Balancing Books and Big Investments with Natalia Maria
Scottish Property Podcast - A podcast by Nick Ponty and Steven Clark - Mondays
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In this episode, we are joined by Natalia Maria as she shares her extensive experience in property investment, bookkeeping, and the balancing act of managing a full-time career alongside being a mother of two.
Introduction and Background:
- Natalia shares her unique background, growing up in Aberdeen with Polish and English parents.
- She studied accountancy and finance in Edinburgh and became a chartered accountant.
Early Property Investment:
- Natalia's property journey began with purchasing a flat in Edinburgh before the financial crisis.
- Despite challenges with tenants and market fluctuations, she persevered and leveraged her properties for further investments.
Property and Financial Strategy:
- Emphasis on the importance of refinancing and using equity to grow her property portfolio.
- Benefits and challenges of service accommodation (Airbnb) versus long-term rentals, particularly in the saturated Aberdeen market.
Bookkeeping Business:
- Natalia runs a successful bookkeeping business, serving clients in construction, property management, and other small businesses.
- Importance of good bookkeeping practices and utilizing technology like Xero and Hubdoc to streamline processes.
Balancing Multiple Roles:
- Insights on managing her career, businesses, and family life with a supportive partner and good time management.
Future Plans and Vision:
- Plans to expand her service accommodation business to cities like Dubai, London, and Barcelona.
- Moving to Slovenia with her family while continuing to manage her businesses remotely.
Advice for Entrepreneurs:
- Significance of financial education, planning, and flexibility.
- Encourages leveraging support networks and technology to manage multiple responsibilities effectively.
Tune in to hear Natalia's inspiring journey and valuable advice for balancing business, family, and property investment. Don't miss her insights on financial strategy and the future of her expanding ventures!
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