Caught between a rock and a hardening insurance market
In this episode of Hamilton Fraser’s Property Podcast, Eddie and Paul are joined by special guest, Steve Barnes, Associate Director at Hamilton Fraser Total Landlord Insurance, to discuss the causes of the current hardening insurance market and what landlords can do to mitigate any problems with their portfolio. Eddie, Paul and Steve delve into what is really meant by the term ‘hardening insurance market’, what direct impact this has on landlords and their policies, why rate increases happen and the importance of understanding the ins and outs of your landlord insurance policy to get best value for money. Steve also explains why it is vital that landlords secure a comprehensive landlord insurance policy that is tailored to their specific requirements, and how this can help to reduce your premium.